The profitability of low premium plan (600 THB) is extremely sensitive to the policy management expense. The CPI of Thailand grows fast these years, and it could probably keep the trend, which means in the next 2 or 3 years, this plan could become a burden again and hard to tackle with.
And at then, this plan would become a magnetic to attract large proportion of volume; since this takes little effort to sell, sales person will welcome the fact if they have other valuable business to focus on.
So, I would like to request a further discussion to refuse this plan1 to be proposed. If it is really necessary to get the deal, please let me know, I will give alternative instead.